Terms of Use
Last updated: August 21, 2025
Acceptance of Terms
By accessing and using Snap Stox ("the Platform"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
Description of Service
Snap Stox is a web-based platform that provides AI-powered stock analysis tools, including news summarization and fundamental analysis. The platform allows users to create watchlists, search for stocks, and receive AI-generated insights for educational and research purposes.
User Accounts
To access certain features of the platform, you must create an account using Google OAuth. You are responsible for:
- Maintaining the confidentiality of your account
- All activities that occur under your account
- Notifying us immediately of any unauthorized use
- Ensuring your account information is accurate and up-to-date
Acceptable Use
You agree to use the platform only for lawful purposes and in accordance with these Terms. You agree NOT to:
- Use the platform for any illegal or unauthorized purpose
- Attempt to gain unauthorized access to any portion of the platform
- Use any automated means to access the platform without permission
- Interfere with or disrupt the platform or servers
- Violate any applicable local, state, national, or international law
- Share your account credentials with others
- Exceed the usage limits of your subscription tier
Subscription and Billing
Free Tier
Our free tier provides limited access to platform features with usage restrictions on watchlist size and daily requests.
Pro Tier
Our Pro tier provides expanded access with unlimited watchlist stocks and increased daily request limits. Billing is monthly and you may cancel at any time.
Intellectual Property
The platform and its original content, features, and functionality are owned by Snap Stox and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
Data and Privacy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the platform, to understand our practices regarding the collection and use of your personal information.
Third-Party Services
Our platform integrates with third-party services including Google OAuth, OpenAI API, and Finnhub API. Your use of these services through our platform is subject to their respective terms of service and privacy policies.
Disclaimers
THE PLATFORM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE PLATFORM OR THE INFORMATION, CONTENT, OR MATERIALS INCLUDED.
We do not warrant that the platform will be uninterrupted or error-free, and we will not be liable for any interruptions or errors.
Limitation of Liability
IN NO EVENT SHALL SNAP STOX BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE PLATFORM.
Termination
We may terminate or suspend your account and bar access to the platform immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.
Governing Law
These Terms shall be interpreted and governed by the laws of the jurisdiction in which the platform operates, without regard to conflict of law provisions.
Contact Information
If you have any questions about these Terms of Use, please contact us through our platform or by visiting our main website.